Pet insurance can help you pay unexpected medical expenses. Washington state has a number of hazards that can cause severe weather and wild animals to your pet.
Embrace
Embrace offers both illness-and/or accident policies. It also has a range of annual-limit and deductible rates. The accident-only plan covers most injuries, such as animal bite wounds and torn ligaments. However, the complete coverage option extends this to cover illnesses and injuries. Embrace also reimburses for exam fees, and it will pay behavioral treatment as long as the vet provides it.
ManyPets
This Washington-based provider provides an online veterinarian finder tool, as well as many other helpful resources for pet parents. The state's shortest waiting period is also possible, as the provider activates coverage for illness and accidents from the first day.
Lemonade
This Seattle-based business has some the best reviews in the entire state. It has a high rating for customer service, which is important for many customers.
Spot
This provider is dog friendly and has many resources for pet owners, such as an online veterinarian tool, an insurance comparison chart, and articles about exercise, behavior, and health. The state has one of the fastest claim processing times, usually two days.
Healthy Paws
This Bellevue-based insurance company for dogs is well known for its outstanding customer service and consistent policy offering. The company doesn't change prices or underwriting policies, and customers are generally pleased with the service.
Trupanion
This Seattle-based pet insurance company provides a full array of accident-and-illness, wellness and preventive care coverages to help you protect your pet from unexpected expenses. The company also offers a direct pay program that allows veterinarians and technicians to submit claims from their offices.
ASPCA
The Washington-based company provides a wealth of valuable resources for pet owners. This includes an online vet search tool and a pet guide. It offers a complete suite of injury-and illness and wellness plans that can all be tailored to suit your pet’s individual needs.
ManyPets
ManyPets offers a wide range of coverage options. They also have an online vet search tool and a comparison table that will help you select the right policy for your pet. The insurance calculator can help you calculate the cost of your pet's care by calculating the waiting period and deductible.
ManyPets has a wide variety of annual-limit, deductible and reimbursement-rate options that you can customize to suit your pet's unique needs. Its accident-and illness plans cover a wide range treatments, including routine examinations and vaccinations, as well as more expensive procedures such a hip replacement.
It also offers a wide selection of veterinary clinics and hospitals in the state, as well as an online pet insurance portal that makes it easy for you to track your bill.
Embrace Washington is another top-rated Washington pet insurance provider due to its affordable pricing, wide selection of deductibles, annual coverage limits, and a multitude of covered treatment options. It also has a wide network of vets and is known for its quick claim processing timeline.
FAQ
Do I decide to get a dog or a cat?
It really depends on who you are. Some people like kittens while others prefer puppies.
However, puppies tend be more active and playful. Kittens sleep a lot, and they are very gentle.
Both types of animals need lots of attention from their parents. They will quickly grow up and will require lots of care.
Regular medical checks will be required for them. Also, they will require regular medical checkups so you'll have to spend time taking them to see the vet.
How much should I budget for my pet?
One good rule of thumb: Budget around $200-$300 per Month.
However, it varies based on where you live. You would spend $350 per Month in New York City.
In rural areas you may only have to spend around $100 per monthly.
You need to make sure that your pet has quality toys and collars.
You should also think about investing in a crate for your pet. This will keep him safe during transport.
Should I spay/neuter my dog?
Yes! Spaying and neutering your dog is very important.
It helps reduce unwanted puppies and reduces the risk for certain diseases.
Female dogs are more likely to get breast cancer than male dogs.
There is also a greater chance of testicular carcinoma in males than in females.
Your pet's spaying and neutering will also stop her having babies.
What should I do if my pet dog bites someone?
If you are attacked or threatened by an animal, ensure that it is not rabid. If this is not possible, then call for help. Do not attempt your own rescue, as you might be seriously injured.
If the animal bites but isn't aggressive, take it to a veterinarian. Your vet will examine it, and then advise you if additional treatment is necessary.
In most cases, rabies shots are required. However, you should never administer these yourself. Only a qualified person should do so.
How to feed your pet?
Four times daily is the recommended amount of food for cats and dogs. Breakfast consists of dry kibble. Lunch usually consists of some type of meat such as chicken or beef. Most dinners include some type of vegetable, such as broccoli or peas.
Cats have different dietary needs. Canadian foods are best for cats. These foods include salmon, tuna, chicken, and sardines.
Fruits and vegetables can be enjoyed by your pet. But, your pet shouldn't eat them too often. Cats tend to get sick if they overeat.
You shouldn't allow your pet water right from the faucet. Instead, allow him to drink from a bowl.
Your pet should get enough exercise. Exercise keeps your pet's weight down. It also keeps him healthy.
After feeding your pet, be sure to clean up any spillages. This prevents your pet from ingesting harmful bacteria.
Remember to brush your pet's coat regularly. Brushing helps remove dead skin cells and can lead to infection.
You should brush your pet at the very least once a week. Use a soft bristle hairbrush. Don't use a wire brush. This can damage your pet's teeth.
Always supervise your pet's eating habits. He should be able to properly chew his food. Otherwise, he could choke on pieces of bone.
Garbage cans should be kept away from your pet. This can cause health problems in your pet.
Never leave your pet alone in an enclosed space. This includes cars, hot tubs, and boats.
What age is appropriate for a child to have a pet?
Children under five should not have pets. Children under five years old should not own cats and dogs.
Most kids who have pets end up being bitten by them. This is especially true with small dogs.
Pit bulls and other breeds of dog can be very aggressive towards animals.
Even though a dog might seem friendly, it doesn't mean it won't attack another animal.
Make sure your dog is well-trained if it's your decision to buy a dog. You should also supervise your child when she is playing with the dog.
Statistics
- Monthly costs are for a one-year-old female mixed-breed dog and an under one-year-old male domestic shorthair cat, respectively, in excellent health residing in Texas, with a $500 annual deductible, $5,000 annual benefit limit, and 90% reimbursement rate. (usnews.com)
- In fact, according to ASPCA, first-year expenses can sum up to nearly $2,000. (petplay.com)
- Pet insurance helps pay for your pet's medical care, with many policies covering up to 90 percent of your vet bills. (money.com)
- It is estimated that the average cost per year of owning a cat or dog is about $1,000. (sspca.org)
- Reimbursement rates vary by insurer, but common rates range from 60% to 100% of your veterinary bill. (usnews.com)
External Links
How To
How to choose the best name for your pet
Choosing a name for your pet is one of the most important decisions you'll make when adopting a new animal into your home. Names should reflect the personality and character of your pet.
Also, think about how others might refer you to them. For example, if you plan to use their name when speaking with someone. The last thing you need to think about is how you want to be referred. Are you more comfortable calling yourself "dog" or your "pet"?
Here are some tips for getting started.
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Select a name to fit your dog's breed. Look up names that are associated with the breed if you are familiar with it (e.g. Labradoodle). Ask someone with a good knowledge of dogs to suggest a name.
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Be aware of the meaning behind the name. Some breeds are named after people and places while others are simply nicknames. The name "Rover," for example, was given to a Labrador Retriever because he was always running around!
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What would you prefer to be called? Are you more comfortable calling your dog "dog" or "pet?" Are you more likely to call your dog "Puppy" than "Buddy?"
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Remember to include the first name of your owner. It is a smart idea to give your dog a name that includes both your first and last names. However, it doesn't mean you should limit yourself to just including the names of family members. Your dog could grow up to become a member of your family.
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Many pets may have more than one name. A cat, for instance, could go by different names depending upon where she lives. She could be known as "Kitty Cat" at home but "Molly" while visiting her friends. This is especially true for cats that live outside. Cats often choose to adopt their name according to their surroundings.
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Be creative There are no rules stating that you have to stick to one naming convention. Be unique and memorable in your choice.
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You must ensure that the name you choose isn't already owned by another person or group. This will ensure that you don't accidentally steal another's identity.
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Finally, remember that choosing a name for your pet isn't an exact science. Sometimes it takes time to determine whether a name is right for your dog. Keep trying until you find the right name!